Make a Deposit to A New Savings Account Today
Liberty Twp, Reading & Middletown
Rely on a Trusted Local Bank
Whether you're in Mason, Hamilton, Butler County, or the surrounding areas, Valley Central Bank is your community-focused bank offering comprehensive banking services.
Come to us if you need to:
- Open a checking or savings account
- Start a business account
- Secure a mortgage
- Refinance your home
- Obtain an auto loan
- Access commercial lending
We prioritize your financial security and are proud members of the Federal Deposit Insurance Corporation (FDIC). Rest assured, your deposits are insured up to $250,000, ensuring your money is always safe with us.
Let Valley Central Bank assist you in saving with tailored savings options. Are you saving for your next adventure, setting up an account for your child, or preparing for the holidays? Whatever your savings goals may be, Valley Central Bank has the perfect savings option to help you achieve them.
Statement Savings
- $20 minimum balance
- $1.00 if minimum balance is not kept
- Earns a competitive interest rate
- FREE Online Banking & Mobile Banking
- E-Statements – FREE
- Paper Statements - FREE
- Transfer to Checking for overdraft – FREE
- Free ATM Withdrawals through the "Money Pass ATM Network"
- FREE coin counting service at Liberty location
Money Market Savings
- $2,500 minimum balance
- $6.00 if minimum balance is not kept
- Earns a competitive interest rate
- FREE Online Banking & Mobile Banking
- E-Statements – FREE
- Paper Statements - FREE
- Free ATM Withdrawals through the "Money Pass ATM Network"
- FREE coin counting service at Liberty location
Premier Savings
- $10,000 minimum balance
- $6.00 if minimum balance is not kept
- Earns a competitive interest rate
- FREE Online Banking & Mobile Banking
- E-Statements – FREE
- Paper Statements – FREE
- Free ATM withdrawals though the “Money Pass ATM Network”
- FREE coin counting services at Liberty location
Minor Savings
- $.01 minimum balance
- No monthly service charge
- Earns a competitive interest rate
- E-Statements – FREE
- Paper Statements - FREE
- FREE coin counting service at Liberty location
Student Savers
- $.01 Minimum balance
- $.01 Minimum deposit to open account
- No monthly service charge
- Annual Percentage Yield (APY)* _ 5.00% APY up to $10,000 with the rate defaulting to the current savings rate on balances higher than $10,000.
- Student will receive a voucher annually on their birthday, redeemable for an additional $5 deposit the next time they visit a branch. **
- For ages up to 25 years.
- Paper Statements – FREE
- FREE coin counting service at our Liberty location
*APY = Annual Percentage Yield. Minimum deposit of $0.01 up to $10,000, with the rate defaulting to the current
savings rate on balances higher than $10,000.00. Rates are subject to change after account is opened. **Account must be opened for 90 days to receive the birthday voucher. Fees could reduce the earnings on the account. Call or visit one of our Valley Central Bank locations.
Christmas Club
- You may select a denomination of $10, $20 or $50 for a total of 50 payments
- Christmas Club Accounts can be opened from mid October to mid December for the calendar year use
- Deposits will be accepted until the third Friday in October of the following year
- On the last Friday in October you may select to receive a check or a direct deposit into your Valley Central Bank account for the entire balance
- If you make all 50 payments you will receive a bonus deposit
- No withdrawals will be permitted on this account
- No monthly service charge
- FREE coin counting service at Liberty location
Enjoy a Better Way to Bank
With three branches located in Hamilton, Middletown, and Mason, OH, Valley Central Bank offers a wide range of services to help you reach your financial goals. Whether you plan to buy a new home for your family or save for your impending retirement, Valley Central Bank has the facilities and the service you need.
We have operated in the area since 1884, and from Oxford to Mason, we have always placed an emphasis on home loans and mortgage services for our community. We also provide many loans to small businesses throughout our area and make it a practice to stay aware of our community’s most pressing financial needs.
Unlike many larger financial institutions, we have the ability to make decisions on a local level for the benefit of our clients. We offer prompt and personalized service. We also offer easily-accessible ATM services for when you need cash on hand, as well as online banking.
Apply for loans, plan financially, and make secure deposits in the Middletown, OH, area with the help of Valley Central Bank. Contact us at 513) 821-3335 for more information.
Valley Central Bank now offers online account opening for current clients! Simply login to your current account using the desktop or mobile app and choose Open an Account. If you have any questions please contact us at 513-821-3335.
