A Better Way to Bank

since 1884

Community

More than a bank

Since its establishment in 1884, Valley Central Bank has remained steadfast in its commitment to serving our customers and local communities. Our dedication is evident in our relentless pursuit of superior customer service and a wide array of products tailored to meet the diverse needs of our clientele.

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Whether you're in need of Business accounts, Mortgage solutions, Consumer and Commercial loans, Home Equity Lines of Credit, or FREE personal Checking and Savings accounts, Valley Central Bank is here to support you every step of the way.


What sets us apart is not just the products and services we offer, but the people behind them. Our associates take great pride in working and living in the very communities we serve. This deep-rooted connection fosters a sense of responsibility and dedication, driving us to go above and beyond to meet your banking needs.


At Valley Central Bank, we understand that banking is not just about transactions—it's about building relationships and making a positive impact in the lives of our customers. That's why every employee at Valley Central Bank works tirelessly to deliver on our promise of providing "A Better Way to Bank" experience each and every day. 


Today’s Tips!

Keeping up with the latest Fraud tips!


Mail Fraud

Here are some key points:

  • Keep the flag down: Avoid raising the mailbox flag to signal outgoing mail, as this can attract thieves.
  • Secure your mailbox: Invest in a sturdy mailbox with a locking mechanism or add a locking insert to your existing mailbox.
  • Regularly check your mailbox: Pick up your mail daily.
  • When you’re on vacation, use the USPS “Hold Mail” service, which allows you to temporarily suspend mail delivery to your address for up to 30 days, letting your local post office hold your mail until you return.
  • Hand-deliver your mail: Take your mail directly inside to the post office.

Let us give you money while you learn to save for your future!

Introducing the New
STUDENT SAVERS ACCOUNT
Learn more

We provide all of your banking needs.

Commercial Loans, Mortgages, Home Equity Lines of Credit, CD’s & IRA’s. No matter what you need we have you covered.

Personal Banking

Bank accounts with no hidden fees.

Locations/Hours

Convenient locations in the Greater Cincinnati area



READING >>

115 West Benson St.

Cincinnati, OH 45215

513-821-3335

LIBERTY TOWNSHIP >>

6550 Princeton Glendale Rd.

Liberty Twp., OH 45011

513-821-3335

MIDDLETOWN UNIVERSITY >>

701 N. University Blvd

Middletown, OH 45042

513-821-3335

HOURS

Monday - Thursday 9:00am - 5:00pm

Friday 9:00am - 6:00pm



Business Banking

Business accounts with no hidden fees.


The protection of your accounts is our TOP priority. Due to recent changes in the world, the potential for increased online fraud is higher. Some reminders to help protect your account: Never share your passwords, security questions or PIN with anyone. Use a strong password and change it periodically. Valley Central Bank or our Fraud Department will never contact you for your PIN, passwords, or security codes/questions. We at Valley Central Bank suggest setting up account alerts to assist you in monitoring your accounts. If you need further assistance please contact us at 513-821-3335.

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