A Better Way to Bank

since 1884

Community

More than a bank

Since its establishment in 1884, Valley Central Bank has remained steadfast in its commitment to serving our customers and local communities. Our dedication is evident in our relentless pursuit of superior customer service and a wide array of products tailored to meet the diverse needs of our clientele.

cure big bank pain

Whether you're in need of Business accounts, Mortgage solutions, Consumer and Commercial loans, Home Equity Lines of Credit, or FREE personal Checking and Savings accounts, Valley Central Bank is here to support you every step of the way.


What sets us apart is not just the products and services we offer, but the people behind them. Our associates take great pride in working and living in the very communities we serve. This deep-rooted connection fosters a sense of responsibility and dedication, driving us to go above and beyond to meet your banking needs.


At Valley Central Bank, we understand that banking is not just about transactions—it's about building relationships and making a positive impact in the lives of our customers. That's why every employee at Valley Central Bank works tirelessly to deliver on our promise of providing "A Better Way to Bank" experience each and every day. 

Let us give you money while you learn to save for your future!

Introducing the New
STUDENT SAVERS ACCOUNT
Learn more

Today’s certificate offers!

4.50%APY on a 6 month CD

*$500 minimum deposit

3.75%APY on a 18 month CD

*$500.00 minimum deposit

*APY= Annual Percentage Yield. Minimum deposit of $500.00 required to open new certificate.

6-month certificate will renew to 6-month CD product with the interest rate fixed based on the applicable

rate at the term of renewal. 18-month certificate will renew to an 18-month CD product with the interest

rate fixed based on applicable rate at the term of renewal. Call or visit one of our Valley Central Bank

locations. A penalty may be imposed for early withdrawal. Rate valid as of 9/24/2024. Offer is subject to

change without notice.

Call or visit one of our Valley Central Bank locations.

FDIC

We provide all of your banking needs.

Commercial Loans, Mortgages, Home Equity Lines of Credit, CD’s & IRA’s. No matter what you need we have you covered.

Personal Banking

Bank accounts with no hidden fees.

Locations/Hours

Convenient locations in the Greater Cincinnati area



READING >>

115 West Benson St.

Cincinnati, OH 45215

513-821-3335

LIBERTY TOWNSHIP >>

6550 Princeton Glendale Rd.

Liberty Twp., OH 45011

513-821-3335

MIDDLETOWN UNIVERSITY >>

701 N. University Blvd

Middletown, OH 45042

513-821-3335

HOURS

Monday - Thursday 9:00am - 5:00pm

Friday 9:00am - 6:00pm



Business Banking

Business accounts with no hidden fees.


The protection of your accounts is our TOP priority. Due to recent changes in the world, the potential for increased online fraud is higher. Some reminders to help protect your account: Never share your passwords, security questions or PIN with anyone. Use a strong password and change it periodically. Valley Central Bank or our Fraud Department will never contact you for your PIN, passwords, or security codes/questions. We at Valley Central Bank suggest setting up account alerts to assist you in monitoring your accounts. If you need further assistance please contact us at 513-821-3335.

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